Jharkhand’s Guruji Student Credit Card Scheme Launched – Get Expert Counseling at Formsfees

The Jharkhand Government has officially launched the much-anticipated Guruji Student Credit Card (GSCC) Scheme to support students pursuing higher education in India. This scheme provides education loans of up to ₹15 lakh at a 4% interest rate, with zero collateral required. The goal is simple — no deserving student should be denied education due to lack of funds.

And to help students and parents navigate the application process smoothly, Formfees now offers end-to-end counseling and support for the Guruji Student Credit Card Scheme.

What Is the Guruji Student Credit Card Scheme?

Launched via an official gazette notification, the GSCC scheme offers education loans to Jharkhand students for diploma, undergraduate, postgraduate, and research programs at recognized institutions across India — including IITs, IIMs, NITs, AIIMS, and more.

Key Features of the Scheme:

• Loan Amount: Up to ₹15 lakh
• Interest Rate: 4% (Simple Interest)
• Collateral: None required
• Repayment Tenure: 15 years (including moratorium)
• Eligible Courses: Engineering, Medical, Management, Research, etc.
• Eligibility: Must have passed 10th/12th from Jharkhand-recognized board/institution

The scheme is backed by a ₹200 crore corpus fund, and the state government acts as guarantor, ensuring there’s no financial burden or risk to students and their families.

Why Students Should Not Miss This Opportunity

Jharkhand currently has a Gross Enrollment Ratio (GER) of just 17%, well below the national average. Through GSCC, the state aims to improve accessibility to higher education — especially for students from economically weaker backgrounds.

This loan can cover:

• Tuition & admission fees
• Hostel charges
• Laptop/books/uniforms
• Travel, rent, food, insurance
• Study tours, research, project expenses

Need Help Applying? Formfees Is Here for You!

Navigating a government scheme can feel overwhelming — and that’s where Formfees steps in.

At Formfees, we offer:

One-on-One Counseling
Application Support & Document Guidance
College Selection Help (as per scheme guidelines)
Loan Processing Assistance
Post-approval follow-ups & support

Whether you’re a student or parent, our expert counselors make sure you get the maximum benefit from this scheme — stress-free.

How to Get Started with Formfees Counseling?

1. CALL US – 7631900600
2. Book a free session with our expert advisor
3. Get guided through the entire process — from documents to disbursement!

Important Dates & Info

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Also Read :

Bihar Free Laptop Yojana 2025: How to Apply & Get ₹25,000 Laptop Under State Government Scheme