Record-Breaking Crop Insurance Uptake in Rajasthan, 27.50% Growth in RWBCIS
Formfees
04/02/2025
The farmer applications who have availed the claims of crop insurance under Pradhan Mantri Fasal Bima Yojana (PMFBY) and Restructured Weather Based Crop Insurance Scheme (RWBCIS) in Rajasthan from 2019 to 2024, district-wise is given in Annexure –1.
The number of farmer applications under PMFBY and RWBCIS has grown by 35.12% and 27.50% year-on-year during 2022-23 and 2023-24, respectively, and has reached an all-time high during 2023-24 since the inception of the scheme. The number of farmer applications under PMFBY and RWBCIS from 2019 to 2024 State-wise is given at
Annexure-2.
Government is committed to provide financial security to farmers against the crop loss due to adverse climatic conditions. In order to secure the farmers against the crop yield losses due to natural risks/calamities, adverse weather conditions, pests & diseases etc. two major crop insurance schemes namely, PMFBY and RWBCIS are being implemented by the Government. PMFBY provides comprehensive risk coverage from pre-sowing to post harvest losses against non-preventable natural risks whereas the RWBCIS provides indemnification for likely crop losses due to deviation in weather indices. PMFBY is available to all farmers who insure their crops as per the provisions of the Scheme. However, the scheme is voluntary for farmers and State Governments.
The actuarial/bidded premium rates are charged by implementing agencies. Extremely low premium rate across the country for the season is charged from the famers, which is maximum 2% of sum insured for Kharif crops, maximum 1.5% of sum insured for Rabi crops and maximum 5% of sum insured for commercial/horticultural crops. Further, due to various interventions of Govt. of India, the premium rates under the scheme has reduced significantly due to which some States like Maharashtra, Odisha, Meghalaya, Puducherry and Jharkhand are paying farmers’ share of premium whereas the farmers are required to pay 1 rupee only. This is a step towards universalization of the scheme. Remaining part of actuarial premium is shared by the Central and State Government on 50:50 basis except North Eastern States (from Kharif 2020) and Himalayan States (from Kharif 2023) where it is shared in the ratio of 90:10.
Annexure -1
District-wise details of farmer applications who have availed the claims of crop insurance in Rajasthan from 2019-20 to 2023-24
| District | Farmer Applications to whom Claims paid under PMFBY/RWBCIS (No.) | ||||
| 2019-20 | 2020-21 | 2021-22 | 2022-23 | 2023-24 | |
| Ajmer | 48,010 | 39,445 | 76,561 | 89,315 | 1,03,912 |
| Alwar | 67,758 | 15,747 | 2,514 | 37,585 | 2,168 |
| Banswara | 35,285 | 4,555 | 13,139 | 12,569 | 9,356 |
| Baran | 41,628 | 38,537 | 59,655 | 20,786 | 9,395 |
| Barmer | 1,17,845 | 1,43,193 | 5,30,202 | 1,52,481 | 3,57,456 |
| Bharatpur | 43,607 | 6,761 | 15,133 | 47,278 | 4,203 |
| Bhilwara | 87,585 | 1,03,159 | 1,40,420 | 95,872 | 1,05,947 |
| Bikaner | 1,10,911 | 2,11,203 | 2,67,995 | 1,01,439 | 67,632 |
| Bundi | 59,231 | 72,508 | 70,729 | 44,193 | 9,587 |
| Chittaurgarh | 1,22,597 | 56,774 | 1,24,936 | ||
| Chittorgarh | 1,29,059 | 1,38,887 | |||
| Churu | 2,57,302 | 2,91,895 | 2,64,576 | 3,56,924 | 38,244 |
| Dausa | 15,527 | 12,532 | 90 | 7,836 | 2,955 |
| Dhaulpur | 3,349 | 66 | 961 | ||
| Dholpur | 1,518 | 254 | |||
| Dungarpur | 18,978 | 14,536 | 16,862 | 25,021 | 9,715 |
| Hanumangarh | 1,77,117 | 2,31,777 | 2,50,335 | 2,18,984 | 94,632 |
| Jaipur | 50,220 | 50,166 | 50,589 | 76,582 | 1,02,835 |
| Jaisalmer | 51,375 | 65,289 | 40,355 | 31,220 | 35,188 |
| Jalor | 1,08,491 | 1,27,656 | 3,37,612 | ||
| Jalore | 2,09,275 | 72,150 | |||
| Jhalawar | 1,16,138 | 1,35,414 | 1,17,951 | 88,815 | 21,217 |
| Jhunjhunu | 1,24,499 | 99,426 | 1,86,095 | 1,92,809 | 76,186 |
| Jodhpur | 82,488 | 81,992 | 2,55,539 | 1,51,266 | 2,05,358 |
| Karauli | 5,830 | 3,642 | 6,652 | 2,516 | 137 |
| Kota | 54,449 | 16,234 | 59,719 | 44,217 | 5,734 |
| Nagaur | 91,844 | 63,827 | 1,51,289 | 1,00,352 | 1,06,183 |
| Pali | 47,864 | 36,536 | 1,26,373 | 25,778 | 76,189 |
| Pratapgarh | 38,186 | 27,624 | 25,578 | 23,205 | 22,994 |
| Rajsamand | 10,060 | 6,526 | 1,367 | 6,131 | 1,649 |
| Sawai Madhopur | 36,337 | 16,183 | 24,010 | 35,526 | 21,775 |
| Sikar | 85,866 | 57,567 | 74,066 | 1,94,480 | 1,30,719 |
| Sirohi | 5,133 | 3,350 | 25,001 | 2,220 | 8,082 |
| Sri Ganganagar | 86,501 | 92,744 | 1,01,704 | 53,902 | 53,188 |
| Tonk | 65,336 | 57,600 | 33,272 | 1,10,177 | 6,540 |
| Udaipur | 30,276 | 29,439 | 42,055 | 38,748 | 5,785 |
| Total | 22,97,623 | 22,13,903 | 34,93,335 | 27,28,079 | 19,06,252 |
Annexure -2
State-wise details of farmer applications insured under PMFBY/RWBCIS from 2019-20 to 2023-24
| State | Numbers | ||||
| 2019-20 | 2020-21 | 2021-22 | 2022-23 | 2023-24 | |
| A & N Islands | 99 | 339 | 535 | 173 | 187 |
| Andhra Pradesh | 27,88,373 | 1,25,63,699 | 1,29,01,749 | ||
| Assam | 10,06,212 | 16,60,076 | 9,96,027 | 4,89,983 | 7,95,553 |
| Chhattisgarh | 40,17,118 | 51,58,351 | 58,38,755 | 77,30,260 | 81,24,956 |
| Goa | 886 | 84 | 64 | 403 | 234 |
| Gujarat | 24,80,726 | ||||
| Haryana | 17,10,601 | 16,50,558 | 14,52,842 | 14,46,631 | 1,01,74,480 |
| Himachal Pradesh | 2,84,009 | 2,40,727 | 2,33,725 | 2,67,643 | 2,78,051 |
| Jammu & Kashmir | 90,834 | 91,582 | 2,45,630 | ||
| Jharkhand | 10,92,116 | ||||
| Karnataka | 19,45,207 | 15,87,801 | 19,17,808 | 26,84,781 | 30,15,023 |
| Kerala | 58,135 | 76,317 | 98,510 | 1,46,546 | 1,74,141 |
| Madhya Pradesh | 83,97,265 | 84,52,044 | 92,64,216 | 1,77,32,045 | 1,77,95,819 |
| Maharashtra | 1,45,66,294 | 1,24,06,368 | 99,02,582 | 1,07,33,909 | 2,41,85,161 |
| Manipur | 3,256 | – | 2,807 | 4,066 | 5,073 |
| Meghalaya | 607 | 130 | 337 | 38,569 | |
| Odisha | 48,79,301 | 97,52,474 | 81,73,856 | 80,20,763 | 1,40,97,157 |
| Puducherry | 12,014 | 10,980 | 35,818 | 38,384 | 42,224 |
| Rajasthan | 86,16,616 | 1,07,59,591 | 3,44,70,735 | 3,90,96,690 | 3,89,87,544 |
| Sikkim | 21 | 85 | 2,422 | 5,025 | 3,104 |
| Tamil Nadu | 38,93,787 | 58,87,474 | 59,11,015 | 61,43,139 | 54,55,753 |
| Telangana | 10,34,223 | ||||
| Tripura | 36,382 | 2,57,236 | 3,35,514 | 3,56,201 | 3,73,362 |
| Uttar Pradesh | 46,97,567 | 41,90,508 | 40,68,679 | 42,83,804 | 60,25,293 |
| Uttarakhand | 2,12,675 | 1,70,812 | 1,82,762 | 2,82,068 | 2,26,809 |
| Total | 6,17,33,490 | 6,22,61,955 | 8,29,79,506 | 11,21,18,132 | 14,29,45,872 |
This information was given by Minister of State for Agriculture and Farmers Welfare, Shri Ramnath Thakur in a written reply in Lok Sabha today.
